Motor vehicle accidents are among the most common causes of personal injury claims in NH, and Concord's busy roads and highways see their share. What you do — or don't do — in the hours immediately after a collision can determine whether your claim succeeds.
**Call 911.** Even in minor accidents, a police report creates an official record that is invaluable in any future claim. Don't skip this step, especially on Concord's high-traffic corridors.
**Seek medical attention immediately.** Many injuries, including whiplash, concussion, and internal trauma, don't present symptoms right away. Seeing a doctor the same day establishes a medical record that links your injuries to the accident.
**Document everything at the scene.** If it's safe, photograph vehicle damage, road conditions, traffic signs, and visible injuries. Get the names, contact details, and insurance information of all parties involved, and note any witnesses.
**Do not discuss fault.** Do not apologise, speculate, or make statements to the other driver or their insurer about what happened. Anything you say can be used to reduce your claim.
**Contact an attorney before speaking to insurers.** Insurance adjusters — even your own — are trained to minimise payouts. A Concord personal injury attorney can advise you on exactly what to say and, more importantly, what not to say.
Our team handles vehicle accident claims throughout Concord and Manchester, Henniker and Portsmouth. Call us before you sign anything.
Margaret Calloway
IICRC Certified Restoration Specialists
Our restoration team brings decades of combined field experience to every article. We write about what we see on the job — not theory, but the realities of property damage and recovery in North Central Florida.